February, 2022 | CERFODES

Dental Insurance Options For The Self Employed

February 28, 2022 Comments Off

As any Michigan consumer will tell you, the need for dental insurance is a must. Michigan dental insurance is bought to offset the costs associated with dental care. The mere thought of out-of-pocket expenses prevents many Americans from receiving routine and necessary dental treatment.
On average, visits to the dentist cost anywhere from $150.00 for a regular hygiene checkup, to over $1000.00 for serious treatments.
In the state of Michigan, options are available for consumers who seek dental insurance coverage. Obviously, for individuals who have group coverage, then their needs are met. But for the self employed individual, or consumer who receives no benefits, you do have choices.
Various dental plans are available for consumers that are designed to help keep costs down and offset prices associated with regular and emergency dental care. Now, these plans do have limitations on numbers of visits, X-Rays, etc. Added to that, some services may be excluded from covered expenses.
Dental insurance in Michigan includes plans like these:
• Network Plans – Considered to be the most popular, when consumers chose a network plan they have to choose a dentist within their certain network. By doing this, you accept the network price, which usually is very affordable.
• Indemnity Plans – An indemnity plan allows you to select your own dentist. Considered fee for service, majority of these plans have co-pay options. So in turn, you pay a flat fee for your visit, but with an annual limit on coverage
• PPO – PPO Michigan dental plans are limited to a group of specific dentists who are available to provide dental care at a reduced cost.
Another popular option within the state for coverage include Michigan discount dental insurance plans. These types of programs work differently than the insurance plans mentioned above. First, a discount plan does use a network of providers. However after that, the plan differs tremendously for consumers. A discount plan has no maximum amount of benefits for a deductible year. The plan works with an agreeable amount for each service that both you and your dentist agree to within the plan. This can never change, and again their is no limit on benefits.
These discount plans are also administrated by some of the top insurers in the country. That is a concern when discussed, is who administrates the benefits?
Rest assured, their are choices and more importantly affordable choices for Michigan consumers who seek dental insurance. It all comes down to personal preference, as insurance programs and discount programs can fit each individual differently.…

Abdominal Weight Loss – Easy Ways to Lose Your Fat

February 23, 2022 Comments Off

If you’ve ever caught an episode of ‘Biggest Loser’ you’ll know how fat around the belly can really stick like glue. But there are easy ways for abdominal weight loss. Much of it centers around eating right and exercise. It might seem like old advice but it’s tried and tested to work on even the most difficult belly fat.
Here are a couple of ways you can lose your fat quickly and effectively:
Increase Your Metabolism
How does increasing your metabolism actually help you to lose your abdominal fat? It’s really quite simple. By increasing your body’s metabolism rate, you’ll be burning off more energy. Your body starts to metabolize fat once it burns too much energy than what you replace with food. So you need to do plenty of exercises to increase your metabolism and heighten your chances of abdominal weight loss. You can do this by doing aerobic exercises like cycling, walking on a treadmill, jogging round the park, skipping rope and swimming. In fact, just about any form of exercise that elevates your metabolism and increases your heart rate will burn off fat from your belly.
Eat Nutritious Meals
By consuming meals that are low in fat and high in fiber, you won’t be replacing the fat that you’re burning off with increased metabolism. The easiest way to do that is by switching to eating vegetables, drinking juices and cooking lean meat. When you stop feeding your body with excessive pasta, burgers, sodas and TV meals, you’ll be aiding abdominal weight loss in a big way. That’s because you won’t be stuffing your gut with lots of carbohydrates and refined sugar that just adds to the calories you consume. With fewer calories in your system, you’ll burn energy more efficiently.
You should also keep your body hydrated by drinking lots of water. This helps to flush out toxins from your system. Food that’s rich in fiber will help your digestion and make sure that your meals are properly absorbed in the body. Before long, your belly fat will shrink and your abdomen will be flat as a board.
Your abdominal weight loss regimen starts with increasing your metabolism. You have to train your body to exercise right and thereby improve the way it burns energy. By eating nutritious meals, you’ll be helping your system burn excess fat. As your fat falls off your frame, you’ll appear trim and slim!…

Vegetarian Diet For a Healthy Natural Weight Loss

February 20, 2022 Comments Off

It may seem difficult for most people to get on a purely vegetarian diet in an effort to lose weight, and many would make excuses such as veggies are unappetizing or that a strictly vegetarian diet can be quite boring. However, it can not be denied that vegetarian diets usually have lower calories, and can actually help people lose weight. Lessening your intake of meat products, especially red meats can also result to lowered levels of blood cholesterol, making vegetables a better choice to protect the body from heart disease, hypertension and other chronic diseases.
Studies have proven that who people eat meat more than six times a week are more prone to heart disease, as compared with those who have lesser meat intake. Replacing your regular diet of heavy meats help you reduce weight and at the same time provide your body with health benefits that can lead to a longer, healthier life.
A vegetarian diet could simply mean adding more vegetables to your diet or it could also mean completely eliminating meat and other animal products such as eggs, milk and other dairy products. Some people have turned to being completely vegans, which means they have totally eliminated meat and other animal products. It has been observed many times that the cholesterol levels of vegans are a lot lower than lacto-ovo vegetarians (people who eat dairy products). However, lacto-ovo vegetarians still have lowered blood cholesterol levels than meat eaters, and are usually able to maintain their weight better.
Since most vegetables are also rich in fiber, eating a good amount of them can also help your digestion and elimination of toxins from the body. An improved digestive system, of course means a more efficient elimination of excess liquids and wastes from the body, which also contribute some excess pounds to the body. Vegetables are also rich source of vitamins and minerals which are essential especially when you are trying to lose weight.
There are many tasty vegetable recipes that you can find on the Internet that are appetizing and yet have low calories. To get the most out of your vegetables, do not overcook them and as much as possible, eat them right after they are cooked. If you can not make the transition right away from a meat filled diet to a purely vegan diet, just lessen your intake of red meats and replace them with nutritious and low calorie vegetables.…

10 Reasons Not to Have Hypnosis

February 15, 2022 Comments Off

Reasons against hypnosis
1) You may feel totally relaxed. Hypnosis is a totally natural state of relaxation. Many hypnotists will also give their clients a positive suggestion like “When you wake, you will feel totally relaxed, like you have just had an 8 hour sleep” at the end of the hypnotic session.
2) Speaking of sleep, many people have such stress and can’t shut off when they go to bed. They lay awake all night, or wake up during the night wondering how to pay the bills or how to deal with that customer tomorrow etc. Hypnosis can help you to deal with that stress and have a peaceful night’s sleep. You can’t consistently have restless nights without it affecting your performance. We all need a good night sleep to fire on all cylinders and to be on our top form.
3) You may overcome your fear of failure. How many people do you know who are forever saying I should do this and I should do that, but never do? They may be scared that if they try, and they failed, that people would laugh at them. We would never have traveled by airplane if people like the Wright brothers did not attempt to fly in the first place. We may never have had lights if Thomas Edison gave up and did not invent the light bulb. When a reporter asked Edison about the amount of times he had failed, Edison simply replied that he had not failed, but rather successfully found 10 000 ways not to make a light bulb. It is true that sometimes things may not go to plan the first time. It sure is a great feeling though when they do and you achieve success.
4) You could overcome the fear of success. There are probably as many people scared of success as there are people scared of failure. “Our deepest fear is not that we are inadequate. Our deepest fear is that we are powerful beyond measure. It is our light, not our darkness that most frightens us.” Marianne Williamson. There are many, many people who are scared that if they succeed, their friends or family will shun them. “What will they think? Will they think I am trying to rise above my station in life?” You deserve to be the best you can be. Stop living in the shadows.
5) Stop self mutilation. Whether that is hair pulling or any other form of self harming. There are often underlying issues that cause a person to self harm and with the help of hypnosis the client can deal with those “reasons”, help with a new coping strategy and help you live a happier, healthier life.
6) You may have no more excuses for doing public speaking or standing up in front of a crowd. Did you know that more people are scared of public speaking than they are of dying? That is startling when you think that we speak to other people all the time and with the help of hypnosis you can easily and confidently stand up in front of your peers. Many people have found they can do that business presentation, best man speech, or any other form of public speaking event that they were so afraid of.
7) Help you with that weight you have been meaning to lose. One reason so many diets only work for a short time and so many people pick up more weight than before they started, is that they did not deal with the root cause of them getting over weight. Hypnosis could help you to shift those pounds and to keep them off. You could have that body you want.
8) You could finally stop smoking. This New Years Eve there will again be millions of people who will make a resolution to stop smoking and by the end of January; most of them will be back with a cigarette in hand. Hypnosis could help clients to stop smoking. Smoking is an addiction and like other addictions, hypnosis can help you to overcome the urge to smoke.
9) Be free from having that phobia that has been you back. Who do you know who would like to go on that overseas holiday of a life time, but has a fear of flying? How many people are there that have a fear of snakes or spiders or other any other phobias? Phobias are debilitating and they give power to an irrational fear, which could be over come in one session of hypnosis. Take control of your life and be free of phobias.
10) Did you know that Anger has been suggested to be a contributor factor to the big C word? Cancer. We all have those times when somebody or something makes us so angry. …

Superfoods That Help Prevent Cavities

February 12, 2022 Comments Off

It is well known that one of the main factors that encourages tooth decay is sugar. Many people try to limit their intake of sugar, but did you know many carbohydrates that we snack on can also raise your risk of developing a cavity?
Certain types of carbohydrates can also increase the chance of tooth decay because as they are chewed they stick onto and in between the teeth where bacteria wait to digest them. Some carbohydrates are better than others. Those carbohydrates that are unrefined like fruits, vegetables and whole wheat/grain products are not as likely to cause decay as refined carbohydrates. Unrefined carbohydrates are more likely to be complex molecules which harder for the oral bacteria to breakdown.
Unlike unrefined carbohydrates, refined carbohydrates are those that are broken down easily in the mouth by bacteria which in turn causes increased acid production. Refined carbs may include; white bread, rice cakes, white rice, pancakes, waffles, pasta, crackers, granola bars, potato chips and cereals.
Tooth decay needs a few factors in order for it to commence, sugar/refined carbohydrates + cavity-causing bacteria= drop in pH which can initiate the breakdown of the tooth. This equation is total sum of the tooth decay process.
There are a few superfoods and beverages that can help prevent tooth decay. It is recommended to include these when snacking between meals as they may actually help prevent tooth decay.
Cheese-The fat content of many cheeses provide an invisible fat barrier on the teeth and prevents penetration of cavity-causing acid. As well, the calcium content helps to buffer the mouth and chewing hard cheese may stimulate salivary flow. Hard cheeses are best such as cheddar, monterey jack and mozzarella.
Fruits and Vegetables-The majority of fruits are complex unrefined carbohydrates. The crunch of most produce can help stimulate saliva which buffers the mouth and neutralizes pH. Good choices are apples, carrots, celery. Avoid dried fruits for snacks as they can stick to the teeth and may raise pH.
Tea- Contains catechins and polyphenols which can inhibit cavity-causing bacterial growth. As well, drinking tea may help wash sticky food out of the teeth and neutralize the oral pH.
Water- Naturally washes food from the mouth and buffers the pH of the mouth. If water contains fluoride in it, it is even more beneficial as fluoride can help strengthen teeth and remineralize the tooth structure. In Sault Ste.Marie our city water is non-fluoridated so you will not reap the benefits of fluoride. If you drink bottled water, Nestle is one of the few that have fluoride in it.
Dark Chocolate- High quality dark chocolate may actually help prevent decay. Theobromine, a content of dark chocolate is antibacterial and can actually destroy certain cavity-causing bacteria.
As you can see these types of superfoods can help prevent decay. Eating these foods on a regular basis may help minimize your chance of developing cavities.…

Should You Buy Hoodia Gordonii?

February 9, 2022 Comments Off

Have you ever felt like you just couldn’t stop eating, no matter how full you were? Do you crave foods that are high in sugar or fats even when you know you shouldn’t be eating them?
Very few of us have the will power that we need to lose those extra pounds, and sometimes getting just a little extra help is all that it takes. More and more people all over the world are choosing to buy Hoodia Gordonii because it helps them suppress their appetite and have more energy.
Should You Buy Hoodia Gordonii?
You don’t need to be obese in order to buy Hoodia Gordonii as it can help you in few other instances also. It is perfect for people who are just trying to lose those last few pounds as well as those who are seriously obese. Its natural appetite-suppressant qualities mean that it is a safe and effective way to help you lose weight, and when used properly, it should help you begin to see results within the first week.
What Is Hoodia Gordonii?
Hoodia is the extract of a succulent plant (cactus) that is found in the southern regions of Africa. It has been used through the centuries as a way to curb hunger on long trips and has now been brought to our continent to help people who just can’t control their appetite. It works by tricking your brain into thinking that you are full and that your blood sugar is high, even when it is not.
By doing this, you will be able to say “No!” to an extra helping of dinner or a fattening dessert. In addition, you will find that when you buy Hoodia Gordonii and use it as directed, you will begin to crave foods that are much better for you. Instead of craving French fries, you may just want a baked potato instead. Your brain will teach you how to eat foods that are good for you, rather than those that just make you happy and feel fulfilled.
When you buy Hoodia Gordonii, it is important to look for a quality brand that is made from real extract of Hoodia and is not just full of fillers. There are many Hoodia products on the market today, and if you buy one that is not the real thing, it just won’t work.
Using a Hoodia product is only one part of achieving your weight loss goal. You will also need to increase your caloric burn by being more active or exercising. When you lower your caloric intake and increase your activity level, the result will be immediate weight loss.
With just a small walk every day and the fewer calories you are eating due to Hoodia Gordonii, you should have no problem losing a pound or two every week, and that can add up! When you buy Hoodia Gordonii, you must make sure that you take it regularly and that you eat properly while you are on it. This means that you should take a multivitamin every day in order to supplement the food that you are eating. Over time, this will result in a better-looking body and a healthier life.…

The Tooth Fairy Can Deliver More Than Money

February 5, 2022 Comments Off

Every parent wants their child to experience cavity free dental exams. It is no fun taking your child to a dentist appointment when a cavity needs to be filled. By getting your child in the habit of properly brushing and caring for their teeth early then you will experience more dental exams ending with “No cavities.” So for the sake of you and your child get your child in the habit of brushing every day at least twice a day.
I have tried many different methods to keep my children interested in brushing. I have tried the musical toothpaste lid, buying overpriced toothbrushes because they were imprinted with the newest superhero and I even bought the toothbrushes that twirl and spin hoping to keep my children interested. Well, they all worked for a while, at least until the novelty wore off. I needed another way to help keep my kids motivated and keep up with their brushing.
Tooth brush charts are a great way to keep your child interested in brushing. Fun stickers and rewards are always a great parenting tool. Another tool that is sometimes overlooked by parents is the Tooth Fairy. Every kid is excited to get their first visit from the Tooth Fairy. This is a great reason to take the opportunity to let the Tooth fairy help promote good brushing as well. This magical little note reminding your child to keep brushing because she is excited to collect nice shiny teeth will give your child something to work on. If your child starts to lose interest in brushing simply send a nice little note reminding them that the Tooth Fairy is counting on their shiny teeth.
Enjoy the magical time when your children believe in the Tooth Fairy. Enjoy the twinkle in their eye and the smile across their face. Take advantage of this awesome opportunity to help your child understand the importance of good dental care.…

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Strong and Fit Body

Month: February 2022